Bromlow Law PLLC has released a new blog article titled “Before the New Year: 7 Smart Legal Planning Moves Every Family Should Make,” providing timely estate planning guidance for Texas families. The article explains how proactive planning can help protect assets, limit probate complications, and support lasting peace of mind.
“Many families are unaware of how quickly estate planning laws are evolving,” said Laura Bromlow, founder of Bromlow Law PLLC. “Taking action before the end of the year allows Texans to make the most of current exemptions and safeguard what matters most to their families.”
Why Estate Planning Is Important for Texas Families
Estate planning in Texas presents unique considerations. Although the state does not impose its own estate or inheritance tax, federal estate tax exemptions remain historically high in 2025 and are expected to rise further in 2026 under existing legislation.
“These changes are especially significant for business owners, landowners, and families with generational assets,” Bromlow noted. “Effective planning is about being prepared—not reacting out of fear.”
Essential Estate Planning Tools Every Texan Should Consider
As the year comes to a close, the article encourages Texas families to complete a practical seven-step estate planning review. This includes updating foundational documents such as wills, trusts, and powers of attorney; completing annual exclusion gifts; evaluating trust structures for asset protection; and reassessing business interests and insurance coverage following recent valuation changes.
The checklist also emphasizes verifying beneficiary designations on retirement accounts and insurance policies; beginning early Medicaid and long-term care planning using tools such as Lady Bird Deeds or Medicaid Asset Protection Trusts; and having open family discussions about goals and legacy. These conversations are critical since beneficiary designations can supersede the instructions in a will.
Open Communication Helps Preserve Family Legacies
Effective estate planning extends beyond documents and legal strategies. Clear, honest communication among family members about expectations, responsibilities, and values helps ensure smoother transitions, reduces the risk of conflict, and strengthens the long-term protection of family legacies.
“Clear conversations today help prevent uncertainty tomorrow,” Bromlow noted. “The holiday season offers a natural opportunity for families to talk about planning while they’re together and reflecting on what matters most.”
When to Review Your Texas Estate Plan
Bromlow Law encourages families to review their estate plans at least annually or after major life events, including marriage, divorce, the birth of a child, or the acquisition of new property.
Postponing updates can reduce planning flexibility and may lead to avoidable tax consequences as estate planning laws continue to change.
Simplifying Estate Planning for Texas Families
Bromlow Law PLLC is dedicated to helping families safeguard assets, minimize probate exposure, and prepare for life’s uncertainties. The firm’s client-focused approach centers on education, compassion, and streamlined planning.
“Estate planning should feel empowering, not overwhelming,” Bromlow said. “We guide our clients through their options so they can move forward with clarity and confidence.”
About Bromlow Law PLLC
Located in Katy, Texas, Bromlow Law PLLC offers comprehensive legal services in estate planning, elder law, special needs planning, and probate administration. The firm works closely with families to develop thoughtful, personalized strategies—whether planning, preparing for long-term care, supporting loved ones with special needs, or navigating the probate process.
